Do you think money saving tips really help to save money?
If we talk about money there’s a specific definition of it. But if we casually think about it, it’s just a paper printed with some numbers, words, signatures and photos. Then why these papers are so important and why the whole world runs after it. Well these are not some ordinary papers. Every little or valuable thing you wanna get you need money. You wanna purchase, you need money, wanna get a diamond obviously you need money.
Money worries are the main issue for stress and sleepless nights for most people. Especially for poor and middle class people it’s obviously the main problem of life. Well not everyone is Elon Musk or Bill Gates. But sometimes I wonder if they also worry about money. Money is something that people can never satisfy. They always want more. As an ordinary person you can think you will get happiness if you won a lottery. But alas it’s not true it will surely give you happiness for a short time but soon you will want more.Even if you won the lottery for the tenth time you will again want more. It’s human nature we can’t help it.
Mostly money problems arise because we always want more than we can afford. To satisfy our thirst for needs we can always save money for the future. There are several tips for saving money but here are some tips that we must need if we really want to save money.
- Eliminate Your Debt :
You can never save money with your debts. If you really want to save money you first have to cut your debt. With your debt you always have to pay interest that’s a burden for every month to pay. Savings and debt doesn’t go along. Once you eliminate your debt you can easily add that portion of money in your savings .
- Write down your expenses :
Before starting to save your money one must know their daily, weekly and yearly expenses. Do you really know how much money you spend on your food, clothes, medicine, education and other things? If you don’t know, you must know it now. Cause before saving if you don’t know your expenses savings will be a burden to you rather than relief.
- Cut down unnecessary expenses :
Whenever we go shopping we end up paying for unnecessary things that aren’t needed. If you are really determined to save your money, cut it down now. Most of the time these things are useless and don’t come to any help.
- Sell :
Sometimes we buy things that we only need for a period and after that it’s not needed anymore. In this case, sell those things and save the money for the future.
- Pay yourself :
Set an amount of money it can be $10 or $100 whatever it is, fix it. Everyday pay yourself that amount of money you fixed. Be adamant, don’t cheat.
Money really fulfills our needs and saving money relieves our stress. But there is something more important than money is happiness and it’s true that money can’t buy happiness.
Writer,
Samiha Jahan
Content writing department, YSSE